First Home Fund

The First Home Fund re-opens on 1st April 2021

This offered has now expired.

Your chance of receiving up to £25,000 towards your first home is closer than you think.

This means you can find your dream home with just a 5% deposit.* The Scottish Government will lend you up to £25,000 through an equity loan, which means you'll only need to secure a mortgage from a bank or building society for the remainder. This may mean you will be able to afford a property you originally thought was out of your budget.

What is the fund?

The Scottish Government started the scheme in December 2019, with the goal of making it easier for First Time buyers to get on the property ladder and buy a home that meets their needs.

The fund is open to all First Time buyers in Scotland, including single and joint buyers. You are not restricted to the price of the property you want to buy – so, this scheme means it’s easier than ever to buy your dream home.

How to apply

Before applying, you must have a formal or verbal offer accepted on an existing home or have reserved a new-build property.

Start your exciting property journey today. We have homes waiting for you here.